Packing Credit / Export Finance
Pre- and post-shipment financing for exporters to fund production, packaging, and receivables.
What is a Packing Credit / Export Finance?
Packing Credit (PC) is a short-term, working capital facility extended to exporters before shipment to fund raw materials, labour, and packaging. Post-Shipment Credit covers the period after goods are dispatched until payment is received from the overseas buyer. Both carry concessional interest rates under RBI Export Credit guidelines.
Who is Eligible?
- Registered exporters with valid IEC (Import Export Code)
- Confirmed export orders or LC from overseas buyers
- Businesses exporting goods or services
- Manufacturing and merchant exporters
Key Benefits
- Concessional interest rates (RBI-regulated)
- Available in INR and foreign currency (PCFC, PSFC)
- Tenures of 180–270 days
- Boosts export competitiveness by reducing cost of funds
- Priority sector classification
Documents Required
Step-by-Step Process
Exporter Assessment
We review your export history and order value.
Scheme Selection
Pre-shipment or post-shipment facility selected based on need.
Bank Application
Application submitted to your bank's trade finance desk.
LC / Order Verification
Bank verifies the order or LC authenticity.
Drawdown
Funds disbursed against verified orders for production or receivables.
Interested in a Packing Credit / Export Finance?
Tell us your requirement and we will assess your eligibility in 24 hours — for free.
Apply Now +91 97146 31847