Unsecured Business Loan
Collateral-free business loans based on cash flow, GST turnover, and creditworthiness.
Industrial Loan
What is a Unsecured Business Loan?
Unsecured Business Loans require no mortgage or pledged asset. Sanctioned purely on the basis of your business turnover, GST filings, bank statement cash flows, and credit profile. These are ideal for growing businesses that lack hard collateral but have strong revenue streams.
Who is Eligible?
- GST-registered businesses with ₹25 L+ annual turnover
- Minimum 2 years in operation
- Credit score above 700 (CIBIL / Experian)
- Clean bank statement with regular credits
Key Benefits
- No collateral or mortgage required
- Loan amount up to ₹2 Crore
- Quick disbursal — often within 7–10 working days
- Minimal documentation
- Fixed or reducing interest rate options
Documents Required
GST registration and 12 months returns
Bank statements — 12 months
PAN, Aadhaar of promoters
2 years ITR
Business KYC documents
Step-by-Step Process
1
Eligibility Check
We assess your GST turnover, bank credits, and credit score.
2
Lender Selection
We identify the best NBFC or bank offering the most competitive terms.
3
File Submission
Digital or physical file submitted to lender.
4
Credit Underwriting
Lender reviews cash flows and credit bureau data.
5
Disbursal
Loan amount credited to your business account.
Interested in a Unsecured Business Loan?
Tell us your requirement and we will assess your eligibility in 24 hours — for free.
Apply Now +91 97146 31847