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Project Finance / Term Loan

Long-term structured financing for greenfield or expansion projects in the manufacturing sector.

Project Finance / Term Loan
About Project Finance / Term Loan
Industrial Loan

What is a Project Finance / Term Loan?

A Project Finance or Term Loan is a long-term credit facility designed for capital-intensive industrial projects. It funds land, civil construction, plant & machinery, and pre-operative expenses for new or expanding manufacturing units. Repayment is structured around the project's expected cash flows, usually over 5–15 years.

Who is Eligible?

  • Proprietorships, partnerships, LLPs, Pvt. Ltd. and Public Ltd. companies
  • Manufacturing, processing, and service enterprises
  • New (greenfield) and existing units undertaking capacity expansion
  • Promoters with adequate own contribution (typically 25–30%)
  • Minimum 2 years ITR for existing enterprises

Key Benefits

  • Finance up to ₹500 Crore for large projects
  • Moratorium period of 6–24 months on principal repayment
  • Repayment tenure up to 10–15 years
  • Competitive interest rates aligned with MCLR
  • Available under state investment promotion schemes for additional benefits

Documents Required

Detailed Project Report (DPR) with financial projections
Land ownership / lease documents
Statutory approvals (factory licence, pollution clearance, etc.)
Promoter KYC, PAN, Aadhaar
3 years audited balance sheets (existing units)
Quotations from machinery suppliers
Bank statements — 12 months
Partnership deed / MOA-AOA

Step-by-Step Process

1

Initial Consultation

We assess your project viability, funding requirement, and eligibility.

2

DPR Preparation

Our experts prepare or review a bank-grade Detailed Project Report.

3

Bank Tie-Up

We identify the most suitable lender based on your sector, location, and requirement.

4

Application & Follow-Up

We file the application, coordinate with the credit officer, and respond to queries.

5

Sanction & Disbursement

Loan is sanctioned, terms are reviewed, and funds are disbursed as per the draw-down schedule.

Interested in a Project Finance / Term Loan?

Tell us your requirement and we will assess your eligibility in 24 hours — for free.

Apply Now +91 97146 31847