Builder Finance
Structured construction finance for residential, commercial, and industrial building projects.
What is a Builder Finance?
Builder Finance is a specialized credit facility designed for real estate developers, contractors, and industrial promoters constructing residential complexes, commercial buildings, or factory premises. The loan is disbursed in tranches linked to construction milestones, keeping interest costs under control during the build phase. It covers land cost, civil construction, infrastructure, and pre-operative expenses.
Who is Eligible?
- Licensed builders, developers, and construction companies
- Industrial promoters constructing own factory / warehouse
- Contractors with proven project execution track record
- Valid RERA registration for residential / commercial projects
- Promoters with minimum 25–30% own contribution
Key Benefits
- Tranche-based disbursement — pay interest only on drawn amount
- Loans from ₹50 Lakhs to ₹100 Crore+
- Tenure of up to 5 years including moratorium
- Can be structured as term loan, OD, or construction-linked facility
- Available from PSU banks, private banks, HFCs, and NBFCs
Documents Required
Step-by-Step Process
Project Appraisal
We review project feasibility, cost estimates, approvals, and promoter background.
Lender Identification
We shortlist the best bank, HFC, or NBFC for your project type and location.
File Preparation
We prepare a banker-ready dossier including project report, cost schedule, and financial projections.
Submission & Appraisal
File submitted; lender's technical and credit teams assess the project.
Sanction & Drawdown
Loan sanctioned; tranches released against construction progress certificates.
Interested in a Builder Finance?
Tell us your requirement and we will assess your eligibility in 24 hours — for free.
Apply Now +91 97146 31847